Stay Protected at Every Turn.
- Auto insurance safeguards your investment in your car
- Helps pay for medical expenses resulting from an accident
- Provides financial protection from lawsuits
What is Auto Insurance?
Auto insurance protects drivers in the event of an accident, and is required in all states, although the exact requirements vary from state to state.
What does it cover?
Auto insurance helps to pay for the costs associated with a car accident. The costs covered depend on the selected coverage and they are split into the following categories:
Bodily Injury Liability refers to expenses you are responsible for if you injure someone else when you are driving. It also pays if someone you allow to drive your car injures someone else.
Medical Payments or Personal Injury Protection (PIP) refers to expenses you are responsible for if someone in your car is injured during an accident.
Property Damage Liability pays for damage you cause to someone else's car or property.
Collision pays for damage to your car that results from an accident (with another car or an object) – even if you're responsible for the accident.
Uninsured and Underinsured Motorist Coverage protects you if you're hit by another driver who doesn't have insurance – or has some, but not enough. It also protects you if you are hit when you are a pedestrian or are the victim of a hit-and-run.