Identity Theft Protection
Tools to keep your ID safe.
Comprehensive Credit File Monitoring
You're protected with the most complete protection we offer-all three major credit bureaus (Experian®, TransUnion®, Equifax®) are monitored for unusual activity or events every business day. Most other credit monitoring services only use one, giving you an incomplete record of credit file activity.
Prompt Notification to Certain Changes in Your Credit File
We'll alert you by e-mail, text message or mail of certain activity in your credit file that could indicate fraud, including new accounts, account inquiries, address changes and new public records.
$25,000 Identity Theft Insurance
You're even eligible for up to $25,000 in financial reimbursement, with a $0 deductible, on certain expenses associated with identity theft—at no additional cost. (This feature is not available to residents of New York State)
Initial Easy-to-Read Credit Report and Updates
When you enroll, you'll automatically receive a simplified view of your credit report from each of the three bureaus-and receive quarterly updates and notification of changes to your credit file.
Expert Identity Theft and Credit Report Advisors On Call
Knowledgeable professionals ready to help you with questions about identity theft issues or your credit report-they'll even help you contact the credit bureaus about problems with your credit file.
Enroll now online or call us at 1-866-708-0672 for just $12.99/month or $129.95/year
The FDIC (Federal Deposit Insurance Corporation) has also produced a series of online videos about Internet thieves and electronic scams.
Related Topics
- Payment Protection
- Freeze card payments for up to two years
- Wallet Protection
- Get up to $1,000 if your wallet is lost or stolen.
- Credit ScoreTracker
- Stay on top of your score.
Customer Testimonials
Your monitoring alerts helped me to avoid identity theft. Someone was attempting to open a credit card in my name by using my birth date and Social Security Number. Your credit advisors were very helpful, and I was able to put a fraud alert on my credit file. THANK YOU!
Read Our TestimonialsAbout the Fact Act
The Federal Trade Commission (FTC) has issued its final rule regarding free annual credit reports under the Fair and Accurate Credit Transaction Act (Fact Act). Consumers will be entitled to a free, basic credit report once per year from each of the three nationwide consumer reporting agencies—Equifax®, Experian®, and TransUnion®.
Source: www.FTC.gov
How does this relate to Identity Theft Protection?
The government has made identity theft and credit management an important issue by introducing the Fact Act, but reviewing your credit once a year is only the beginning. Identity Theft Protection helps protect you from identity theft by daily monitoring of your credit file from each of the three major credit reporting agencies and notifying you of changes that could indicate identity theft. Look below to find out all of the other ways that Identity Theft Protection can help you protect and manage your credit throughout the year so that you can ensure a strong financial future.
What does Identity Theft Protection offer that is not included with the Fact Act?
- Complete Daily Credit Monitoring—Three-bureau nationwide surveillance of your credit file every business day detects significant changes and promptly alerts you.
- Simplified, Consolidated Credit Report—You'll get a simplified view of your credit report from each of the three major credit reporting agencies in an easy-to-read, easy-to-follow format.
- Identity Theft and Credit Report Advisors—Knowledgeable professionals are ready to help you resolve identity theft issues or answer your credit report questions.
- $25,000 Identity Theft Insurance—Receive up to $25,000 in reimbursement at no additional cost to you for the expenses you may incur to restore your credit, including lost wages and attorney fees.