Payment Protection
Freeze card payments for up to two years.
Safeguard Yourself Against the Unexpected
Enrolling in Payment Protection gives you peace of mind when you need it most, putting your card payments on hold and suspending fees for up to two years in the event of emergency—protecting both you and your payment history.
Puts Your Payments on Hold for Up to Two Years
Payment Protection lets you put your Discover Card payment on hold for up to two years, should the unexpected occur.
Suspends Late Fees, Over Limit Fees and Finance Charges
Payment Protection suspends late fees, over limit fees, and finance charges if you lose your job, become disabled, or hospitalized.
Cancels Your Balance Up to $25,000
In the unexpected event of your passing, Payment Protection completely cancels your balance up to $25,000.
Suspends Payments When You're Celebrating, Too
Who wants to make a payment when you're busy having the time of your life? Payment Protection also lets you suspend payments during celebrations like a new home, new baby, graduation, new job, retirement, and more.
Related Questions
Browse more questions- If I am currently enrolled in CreditSafe Plus credit insurance, can I switch to Discover Payment Protection credit protection?
Yes, first, you'll need to cancel your CreditSafe Plus coverage. Then enroll in Discover Payment Protection. To make changes to your coverage, clarify which coverage you have, or both, call 1-877-883-1959 toll free Monday through Friday, 8:00 a.m.-8:00 p.m. Eastern Time.
Related Topics
- Identify Theft Protection
- Tools to keep your ID safe.
- Wallet Protection
- Get up to $1,000 if your wallet is lost or stolen.
- Credit ScoreTracker
- Stay on top of your score.
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